Underwrite Smarter with Real-Time Risk & Fraud Intelligence
Insurance fraud costs the industry over $80 billion a year in the U.S. alone. But fraud is only half the problem — insurtechs also need better underwriting signals, real-time behavioral intelligence, and full-view risk assessment to price policies accurately and stay compliant. deepidv delivers all of it in a single platform.
$80B+
Annual Fraud
U.S. insurance fraud losses
195+
Countries
Global identity coverage
6
AI Agents
Continuous fraud monitoring
SOC 2
Certified
Enterprise-grade security
Always watching. Always learning.
Identity verification doesn't end at onboarding. Our 6 autonomous AI agents work around the clock — continuously screening, scoring, and surfacing risk so your compliance team can act on what matters.
Re-verification Agent
Automatically triggers identity re-checks when risk thresholds shift, documents expire, or regulatory intervals require renewed verification. No manual scheduling, no missed deadlines.
AML Screening Agent
Continuously screens your customer base against global sanctions lists, watchlists, and adverse media sources. Catches changes in AML risk status in real time — not days later in a batch run.
PEP Screening Agent
Identifies and monitors politically exposed persons across global databases. Detects changes in political status, family associations, and close associate networks that elevate risk profiles.
Behavioural Risk Agent
Tracks behavioural anomalies across session activity, access patterns, and usage frequency. Flags sudden changes that correlate with account takeover, synthetic identity, or fraud escalation.
Transactional Risk Agent
Monitors transaction velocity, volume patterns, and counterparty risk in real time. Catches structuring, smurfing, and suspicious transaction clusters before they cross reporting thresholds.
Status Change Agent
Continuously monitors customer status across global registries. Instantly detects deceased indicators, legal status changes, and corporate dissolution events that trigger compliance obligations.
A full-spectrum platform for underwriting, verification, fraud, and compliance
Policyholder & Applicant Verification
- Verify applicants at onboarding with AI-powered document checks, biometric matching, and liveness detection
- Catch synthetic identities, stolen credentials, and misrepresented personal details before they become policyholders
- Support for 195+ countries
Full-View Credit & Risk Assessment
- Access a comprehensive view of an applicant's credit profile, financial behavior, and risk signals to support underwriting decisions
- Combine identity-verified data with credit intelligence for more accurate policy pricing and risk segmentation
Behavioral Analysis for Applications & Claims
- Analyze applicant and claimant behavior in real time — form interaction patterns, session anomalies, copy-paste activity, hesitation signals, and device intelligence
- Flag behavioral red flags that indicate fraud, exaggeration, or misrepresentation before a decision is made
Claims Fraud Detection & Case Intelligence
- Flag suspicious claims with AI-driven anomaly detection
- Cross-reference claimant identity, document authenticity, behavioral signals, and historical claims patterns to build a case-level fraud score
- Triage high-risk claims for SIU review with full evidence trails
Deepfake & AI Content Detection
- Detect AI-generated photos, manipulated video evidence, synthetic documents, and fabricated supporting materials submitted as part of claims or applications
- Built for the generative AI era where document and media authenticity can no longer be assumed
- Continuous compliance and policyholder monitoring with real-time screening
Catch synthetic fraud before it enters your pipeline
While your 6 agents monitor existing customers, our enterprise deepfake detection layer guards every new onboarding. AI-generated faces, cloned voices, and forged documents are stopped at the gate — not discovered weeks later.
- Detects GAN-generated faces and neural face-swaps in real time
- Flags injection attacks and screen replay attempts
- Cross-validates ID documents against AI forgery signatures
- Sub-150ms detection — zero friction for genuine users
Detection Capabilities
All synthetic fraud vectors monitored in real time.
How insurtechs use deepidv
From underwriting risk assessment to claims fraud triage, deepidv covers every stage of the insurance lifecycle.
Underwriting Risk Assessment
Combine identity verification, credit intelligence, and behavioral analytics into a single underwriting risk signal. Verify who the applicant is, assess their financial profile, and flag behavioral anomalies — all before a policy is priced. Reduce adverse selection and improve loss ratios.
Digital Policy Onboarding
Verify policyholder identity in real time during digital application flows with document verification, biometrics, and liveness detection. Layer in behavioral analysis to detect fraud patterns during the application itself. Reduce application fraud without adding friction.
Claims Fraud Triage & Investigation
Automatically score incoming claims using identity verification, document intelligence, behavioral signals, and historical claims patterns. Build case-level fraud scores with full evidence trails. Triage high-risk claims directly to your SIU with everything they need to investigate.
Claims Document Analysis
Scan submitted claims documents — receipts, invoices, medical records, photos, videos — for tampering, forgery, AI generation, and inconsistencies. Cross-reference document data against verified policyholder identity and policy records.
Agent & Broker Verification and Monitoring
Verify the identities and credentials of agents and brokers at onboarding. Continuously monitor agent activity for unauthorized policy modifications, premium diversion, and ghost policies.
Cross-Border Regulatory Compliance
Automate KYC, AML, sanctions screening, PEP checks, and adverse media monitoring across jurisdictions. Use AI compliance intelligence to stay ahead of regulatory changes without increasing headcount.
Integrate once, cover the full insurance lifecycle
A single API for identity verification, credit intelligence, behavioral analytics, document intelligence, fraud detection, and compliance monitoring. Built for engineering teams shipping modern insurance products.
- RESTful APIs with SDKs for all major platforms
- Pre-built UI components for digital application and claims flows
- Behavioral analytics SDK for application and claims form analysis
- Document intelligence API with support for all standard claims evidence formats
- Webhooks and real-time event streaming for risk signals
- Sandbox environment with full test coverage
- 99.9% uptime SLA
Why Leading Companies Choose deepidv
| Feature |  |  Jumio |  Sumsub |  Veriff |  Persona |  Onfido |  Didit |
|---|---|---|---|---|---|---|---|
| AI-Powered Document Verification | |||||||
| Biometric Face Matching | |||||||
| Passive Liveness Detection | |||||||
| Active Liveness Detection | |||||||
| NFC Document Reading | |||||||
| Deepfake Detection | |||||||
| C2PA Content Provenance | |||||||
| Voice Cloning Detection | |||||||
| Injection Attack Prevention |
Trusted & Certified
SOC 2 Type II
Audited security controls for data protection
GDPR Compliant
Full compliance with EU data privacy regulations
ISO 27001
International standard for information security
DIACC Member
Digital ID & Authentication Council of Canada
One API. Full Coverage.
A single RESTful API covers identity verification, AML screening, fraud detection, and continuous monitoring. Go from first call to production in days — not months.
curl -X POST https://api.deepidv.com/v1/sessions \
-H "Authorization: Bearer YOUR_API_KEY" \
-H "Content-Type: application/json" \
-d '{
"type": "identity-verification",
"checks": [
"document-verification",
"face-liveness",
"aml-screening"
],
"redirect_url": "https://yourapp.com/done",
"webhook_url": "https://yourapp.com/webhooks"
}'
# Response:
# {
# "session_id": "ses_8f2k...",
# "session_url": "https://verify.deepidv.com/ses_8f2k..."
# }Verification Sessions
Create hosted verification flows your users complete via link or embed. No frontend code required — just redirect and receive results via webhook.
AML & Screening
Screen against global sanctions lists, PEP databases, and adverse media in a single API call. Ongoing monitoring available for continuous compliance.
Real-Time Webhooks
Get instant notifications when verifications complete, risk scores change, or monitoring alerts fire. No polling required.
Admin Console
Full visibility into every verification — status, audit trails, risk signals, and compliance reporting. Manage API keys, top up tokens, and configure workflows.
See the full picture before you underwrite or pay out
Discover how deepidv helps insurtechs detect fraud, improve underwriting accuracy, and stay compliant — it takes 60 seconds.
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Frequently asked questions
Common questions about deepidv for insurtech companies.
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